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With many years of experience in the insurance industry, we put our knowledge to work for you. We represent a carefully selected group of reputable insurance companies. Your policy will be placed with a company offering the best coverage at a competitive price.
As an independent agency, you can count on us for professional and dependable service. Whether you need personal or commercial insurance, we will provide coverage you can count on to protect the things that are most important to you.
Please take a few moments to familiarize yourself with different types of insurance policies listed below and see how we can serve you!
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Product liability insurance protects you in case a product you produce or provide causes harm to a user or a user's property. A "product" is anything that is tangibly used, touched, or consumed. This type of insurance is recommended for every business that manufactures a product, but is especially important for companies that produce food, clothing, toys or anything else that could conceivably cause harm to someone.
Most business owners policies include limited product liability coverage. If, for some reason, you do not have this coverage through a business owner's policy and your product runs the risk of inflicting harm on other people, you may need to buy product liability separately. Similarly, if your product presents a higher risk of injury (for example, it contains a hazardous material), you may need to purchase additional coverage.