Our insurance, products and services
How may we help?

With many years of experience in the insurance industry, we put our knowledge to work for you. We represent a carefully selected group of reputable insurance companies. Your policy will be placed with a company offering the best coverage at a competitive price.

As an independent agency, you can count on us for professional and dependable service. Whether you need personal or commercial insurance, we will provide coverage you can count on to protect the things that are most important to you.

 

Please take a few moments to familiarize yourself with different types of insurance policies listed below and see how we can serve you!
If you have any questions, give us a call, stop by or send us an e-mail.

 

Life Insurance

 

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount called a premium at regular intervals or in lump sums.

There may be designs in some countries where bills and death expenses plus catering for after funeral expenses should be included in Policy Premium.
In the United States, the predominant form simply specifies a lump sum to be paid on the insured's demise.