Our insurance, products and services
How may we help?

With many years of experience in the insurance industry, we put our knowledge to work for you. We represent a carefully selected group of reputable insurance companies. Your policy will be placed with a company offering the best coverage at a competitive price.

As an independent agency, you can count on us for professional and dependable service. Whether you need personal or commercial insurance, we will provide coverage you can count on to protect the things that are most important to you.

 

Please take a few moments to familiarize yourself with different types of insurance policies listed below and see how we can serve you!
If you have any questions, give us a call, stop by or send us an e-mail.

 

General Liability

 

Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.


The liability you select, whether it is one, two, or three million dollars, determines the cost of general liability insurance. Also factored into the rates are the kind of work undertaken, gross receipts and total payroll expenses. Similar to auto insurance, when it comes to general liability insurance, you will first have to make a down payment and then follow it up with installments. Before buying general liability insurance, it is best to compare the quotes available in the market.

 

It is the business owner's or general contractor’s job to make sure that the people working under him/her are covered by an insurance policy. If for example, a person who is not a part of the project gets injured, the injured person’s lawyer can target just about anyone involved in the project. The more individuals that are involved, the greater the chances of a successful lawsuit.